2025 Medicare Rates – Premiums, Deductibles, and Out-of-Pocket Costs

What Is the 2025 Medicare Part B Premium and Deductible?

For 2025, the Medicare Part B base premium is $185 per month. The Part B deductible is $257.

What Are the 2025 IRMAA Income Limits?

If you are subject to the Income Related Monthly Adjustment Amount (IRMAA) in 2025:

  • You must have a modified adjusted gross income of $106,000 or less (single) or $212,000 or less (joint) to avoid extra charges.

  • The maximum IRMAA applies at incomes of $500,000+ (single) or $750,000+ (joint), which would bring your Part B premium to about $628.90 per month.

What Is the 2025 High Deductible Plan F & Plan G Deductible?

For Medicare Supplement Plan F and Plan G high deductible options, the 2025 deductible is $2,870. This amount also serves as your maximum out-of-pocket for the year.

What About Medicare Supplement Plans K and L?

The Plans K and L maximum out-of-pocket amounts are also updated for 2025, but few people choose these options as they are typically not the best value compared to other plans.

Where Can I Get a Printable 2025 Medicare Rates Chart?

We’ve created a printable reference chart with all 2025 Medicare rates, including premiums, deductibles, and out-of-pocket limits. You can download it directly from MedigapSeminars.org/resources

For more Medicare updates and guidance, we recommend reading these:

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